PERSONAL INSURANCE


mortgage protection





Mortgage Protection Insurance

If you had an accident or became ill, and were unable to work, would you still be able to meet mortgage repayments?

Mortgage Repayment Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to meet your mortgage repayments. The monthly benefit is designed to cover mortgage repayments on your behalf during treatment and recovery.

Your family home is simply too valuable an asset to put at risk. Just because your health suffers a setback, your dreams of owning your own home shouldn’t have to. When illness and injury leave you unable to work, Mortgage Protection Insurance can protect your family from the financial consequences of not being able to meet your mortgage repayments.

An Adelphi Insurance adviser can sit down with you and your partner, in the comfort of your home, and develop your family’s Personalised Insurance Plan to determine the ideal level of Mortgage Protection Insurance cover you need for your family’s unique circumstances and needs.

Mortgage Repayment Cover helps protect your family home if you lose your income through illness or injury.

Some food for thought...

  • Only 20 percent of households would cope for more than 12 months with paying their household expenses and maintaining their lifestyle if a serious illness meant the primary income earner being unable to work (1)
    1. Massey University, Exploring underinsurance within New Zealand, 2011

Income Protection Claims

For the past three years (2011-2013) Fidelity Life has paid a total of $28 million in income protection claims.

The details below are for one year to 30 June 2013

Disability Stats

Source: Fidelity Life Annual Report Claim Statistics 2011-2013.

 

 

 

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